Friday, May 5, 2017

Mark Levin: House bill American Health Care Act repeals only 10 percent of Obamacare

Conservative talk show host Mark Levin says  the House "repeal" of Obamacare repeals only about 10%.  President Trump calls this the "repeal and replacement" of Obamacare.  That's simply not true.  One wonders how the results might have been different if President Trump had proposed a bill repealing Obamacare.  Despite his promise to do so, the president never once submitted a bill or even a proposal for repealing Obamacare.  He simply waited for whatever emerged from the House and declared victory.
Levin made the following points on his show on Thursday:
1) Some Obamacare taxes are repealed.  Hooray!
2) The government will pay $138 billion to cover people with "pre-existing conditions," a fancy name for people who refuse to get health insurance until they get sick and then expect you, the taxpayer, to pay for their health care.  One hundred thirty-eight billion dollars is a lot of money.
3) The federal government will continue to pay all costs of new Medicaid patients until 2020.  That gives states incentives to continue to sign up more and more people for Medicaid, a program that is rapidly becoming unsustainable.
4) It is still illegal to sell insurance across state lines.  Competition across state lines would have helped keep premiums down.  Now that will not happen.
4) The insurance mandates are not repealed, but states can apply for a waiver.
This last point is the heart of the House bill.  A lot of the increased costs of Obamacare stem from the requirements that insurance cover a whole bunch of so-called "essential benefits" like drug addiction and psychiatric services, which raises the cost for everyone who doesn't need or want such coverage.
Under the House bill, states can apply for a waiver so insurance companies can sell insurance without such "essential benefits." They can then offer policies at much lower costs since they are not offering to cover so many extra areas.

The problem with this is that consumers will see lower premiums only if they live in states that decide to allow insurance companies to sell policies without such "essential benefits."  If you live in a blue state like New York or California or Illinois, you won't have this choice.  The "repeal" bill puts the decision of what should be in the policies in the state's hands, not the consumer's. Read more at American Thinker